Kian, Antonius Maria Laot. “Tindak Pidana Credit Debit Card Fraud Dan Penerapan Sanksi Pidananya Dalam Hukum Pidana Indonesia”. Hasanuddin Law Review 1, no. 1 (May 17, 2015): 47–60. Accessed June 9, 2026. http://103.195.142.46/ojs/index.php/halrev/article/view/39.