Utami, Rizky, Hermita Arif, Abdul Hamid Habbe, and Faisal Abdullah. “Switching Behavior of Banks’ Customers: Does It Exist?”. Hasanuddin Economics and Business Review 7, no. 3 (February 29, 2024): 146–161. Accessed July 31, 2026. http://103.195.142.46/ojs/index.php/hebr/article/view/5260.